California’s Premier Buyer-Dedicated Real Estate Service, Transparent Flat Fee. 100% Remainder Back to You.

Buyer Commission Rebate California.
Flat Fee. 100% Remainder Back to You.

CashBack Real Estate is structured around one client: the buyer. One transparent flat fee based on your purchase price. Every dollar of buyer-agent commission above it is yours at closing.

Complete Buyer Flat-Fee Schedule

Purchase PriceOur Flat FeeExample Rebate (2.5% commission)
Under $500,000$5,000$400K → $5,000 back
$500,000 – $1,500,000$7,500$1.2M → $22,500 back
$1,500,000 – $2,000,000$12,500$1.75M → $31,250 back
$2,000,000 – $3,000,000$17,500$2.5M → $45,000 back
$3,000,000 – $4,000,000$27,500$3.5M → $60,000 back
$4,000,000 – $5,000,000$42,500$4.5M → $70,000 back
$5,000,000+Contact usCustom deal for $5M+ purchases

Calculate Your Exact Rebate

See Exactly What You Get Back at Closing

Enter your info and the home price, we’ll show your exact rebate instantly and follow up with your personalized estimate.

Step 1: Your Info
Step 2: Home Price
$0
Your estimated rebate at closing
$0
Total commission
$0
Our flat fee
100%
Remainder to you
Book a Free Consultation →

Built Around Your Interests as a Buyer

CashBack Real Estate is structured entirely for buyer representation. Our flat fee stays the same regardless of what you pay for a home, which means our incentives are fully aligned with yours. We want you to find the right home at the best price. That alignment is the foundation this service is built on.

What Full Buyer Representation Includes

  • Buyer-Broker Agreement with your exact flat fee and rebate locked in before you tour any home
  • MLS access, every listed home in your market
  • Offer strategy, negotiation, and counteroffer management
  • Full California disclosure review (TDS, SPQ, AVID, NHD)
  • Inspection coordination and repair negotiation
  • Appraisal management and lender coordination
  • Escrow coordination through close of escrow
  • Rebate credited on your HUD-1 settlement statement, in writing before you start

How the Rebate Works (Step by Step)

When you buy a home, the seller pays a buyer-agent commission (typically 2%–2.5% of the purchase price). Your agent keeps all of it. With CashBack Real Estate, we keep only our flat fee, and 100% of everything above it comes back to you at closing, credited on your settlement statement. California does not prohibit buyer rebates, the DRE recognizes them as lawful, and the written-disclosure requirement is set out in B&P Code §10176(g). They are taxed as a purchase price reduction, not income, meaning you owe $0 in taxes on your rebate.

Is the rebate taxable income in California?
No. The IRS and California FTB treat buyer rebates as a reduction in the purchase price of your home, not as income. You owe no taxes on the rebate. This has been IRS policy since 2006.
Does my lender need to approve the rebate?
Yes. Most conventional loans (Fannie Mae, Freddie Mac, FHA, VA) permit buyer rebates, but the rebate must be disclosed in writing and approved by your lender. We handle this disclosure as part of our standard process. We recommend confirming rebate approval with your loan officer early in the process.
Do all real estate commissions in California have to be the same?
No. The amount or rate of real estate commissions is not fixed by law, they are set by each broker individually and are negotiable. Our flat fee model is legal, transparent, and fully disclosed in writing before you start.
What if the seller offers less than 2.5% buyer-agent commission?
Your rebate is calculated on whatever commission the seller offers, minus our flat fee. If the commission is less than our flat fee, no rebate is paid, but you never owe us more than the commission received. We disclose all of this upfront in your written agreement.
Do you work with $5M+ buyers?
Yes. For purchases above $5M, we offer a custom rebate percentage based on the specifics of the transaction, the commission offered, and the services required. Contact us for a personalized proposal.

Ready to Calculate Your Real Number?

Tell us your target price and market, we’ll respond with your exact rebate amount. No pressure.

Get My Free Rebate EstimateLA BuyersOC Buyers

Rebate Disclosure: Buyer rebates are subject to lender approval and applicable California law. Rebate amounts depend on commission offered by the seller and are not guaranteed until closing. All fees and rebate amounts are specified in writing in the Buyer-Broker Agreement prior to any home tours. Commission Disclosure: The amount or rate of real estate commissions is not fixed by law. They are set by each broker individually and may be negotiable between seller/buyer and broker. Equal Housing Opportunity.